Who this is for: Every client, day one.
Module 1
Start Here
Mindset + how credit really worksStart here. A calm, plain-English picture of how credit actually works — and what's yours to do.
1You're Not Starting From ZeroTake one small act of control and understand "we handle the past, you handle the present."~1 minStart2The Two ClocksExpect the report to change before the score moves, and not panic at normal dips.~1 minStart3The 5 Things That Make Your ScoreName the 5 factors and know payment + utilization are most of the score.~1 minStart4Your Real Score vs. the App ScoreFind your real FICO score and stop applying on the app number.~1 minStartModule 2
Protect Your Progress
The habits that keep you from undoing the workThis is the part where most people accidentally set themselves back. What's here helps protect what you and FundFoundr are building.
5Payment History: The One Rule You Can't BreakHave autopay set on every account and a plan for a tight month.~1 minStart6Utilization: Keep It Low, Time It RightLower reported utilization by paying before statement close, targeting under 10% (AZEO).~1 minStart7Budget Basics & Safe Money in a CrisisHave a simple spending plan, a micro buffer, and safe options in a cash crisis.~1 minStart8What NOT to DoKnow the off-limits list cold and check with FundFoundr before any uncertain move.~2 minStartModule 3
Build & Prepare
One good account, and getting ready for your goalOne good account, used right, plus getting ready for your goal.
9Your First Positive Account — One, Done RightTurn on free reporting and open exactly one well-evaluated positive account.~2 minStart10Should I Apply?Decide whether to apply using a soft-pull-first checklist and a timing check-in.~1 minStart11Reading Your Progress & the Monthly RoutineRead your dashboard calmly and run a 5-minute monthly routine.~1 minStart12Where You're HeadedMap your goal's real requirements and set an application window with FundFoundr.~2 minStart