What it is. Offering a collector payment in exchange for removing the account, or calling to "negotiate" on your own.
Why it's risky. Collectors may refuse, or agree verbally and not follow through, and paying can sometimes have consequences that depend on your specific situation. Contacting a collector on your own can also complicate the dispute work in progress.
What to do instead. Don't pay, call, or reply to any collector without checking with FundFoundr first. We'll evaluate the right approach for your file.