What it is. A paid service (usually arranged through a lender) to push recent changes onto your report faster.
Why it's usually not worth it. It's meant for borrowers mid-mortgage with a verified correction to expedite — not a general score booster, and the effect is only as good as the underlying change. For most people rebuilding, it's money better spent elsewhere.
What to do instead. Build genuine history and time your applications well (Course 2 · L10). Ask FundFoundr before paying for anything like this.